Financial infrastructure for your entire business.

Payroll, accounts, cards, and financing — fully integrated. Built for businesses that move fast.

What we offer

Payroll

Run payroll, on time, every time.

Process multi-currency payroll for your full workforce. Schedule payments, handle deductions, and generate compliance reports automatically.

Employee Accounts

Accounts your team will actually use.

Every employee gets a fully functional business account — with real account numbers, instant transfers, and full transaction history.

Cards

Spend control that scales with you.

Issue physical and virtual cards to any employee or department. Set limits per card, per merchant, or per category. Freeze or cancel instantly.

Advance Salary

Give employees access to what they've earned.

Employees can draw from their verified salary before payday. Zero interest. No paperwork. No impact on your payroll run.

Supplier Financing

Pay suppliers on time. Keep your cash.

Extend payment terms to 60–90 days while your suppliers receive payment immediately. Strengthen supplier relationships without straining liquidity.

Dealer Financing

Help your distributors carry more inventory.

Provide your dealer network with short-term financing to purchase inventory. More stock in the channel means more revenue for you.

Payroll

Run payroll for 10 or 10,000 employees, without the complexity.

Traditional payroll systems were built for a different era. We redesigned the entire flow from the ground up, allowing you to process payments across borders, handle complex local tax deductions automatically, and disburse funds instantly.

Stop managing spreadsheets and manual bank transfers. With Ƶaamin, your payroll data synchronizes directly with employee accounts, meaning faster processing and zero reconciliation errors.

10,000+
Employees processed per month
99.98%
On-time payment rate
3 minutes
Average payroll run time
60 days
90 days
120 days

Supplier & Dealer Financing

Unlock capital trapped in your supply chain.

Growth requires capital, but tying up cash in inventory or early supplier payments limits your potential. We provide non-dilutive, flexible financing exactly where your business needs it most.

Your suppliers receive immediate payment, ensuring critical relationships are maintained, while you preserve cash reserves. When it's time to sell, empower your dealers to stock more product with dedicated inventory lines.

FAQ

What is Ƶaamin?
Ƶaamin is a business finance platform that integrates payroll processing, employee accounts, corporate cards, advance salary, supplier financing, and dealer financing into a single platform for businesses.
What payroll features does Ƶaamin offer?
Ƶaamin supports multi-currency payroll for any workforce size, with automated deductions, compliance reporting, and direct disbursement to employee accounts. The average payroll run takes 3 minutes.
How does advance salary work?
Employees can draw from their verified earned salary before payday at zero interest and with no paperwork. It has no impact on the employer's payroll run.
How does supplier financing work on Ƶaamin?
Ƶaamin pays suppliers immediately on behalf of the business, while extending the business's payment terms to 60, 90, or 120 days. This preserves cash flow without disrupting supplier relationships.
What is dealer financing on Ƶaamin?
Dealer financing provides short-term credit to a business's dealer or distributor network to purchase inventory, helping distributors carry more stock and driving more revenue through the sales channel.
Does Ƶaamin issue physical and virtual corporate cards?
Yes. Ƶaamin issues both physical and virtual cards to any employee or department, with configurable limits per card, per merchant, or per category. Cards can be frozen or cancelled instantly.

Ready to simplify your business finance?

Start with payroll. Add cards. Layer in financing. One platform, built to grow with you.